Status Financial, Inc. · Last updated June 2026
These terms govern your use of the Status website and early-access waitlist. By using the site or joining the waitlist, you agree to them. Status is a pre-launch company; these terms cover the site and waitlist, not a financial product.
Who can use the site
You must be at least 18 years old and able to enter a binding agreement. Joining the waitlist does not guarantee access to any product, and access may be limited, prioritized, or withdrawn at our discretion.
No offer of credit
Nothing on this site is an offer or commitment to extend credit, open an account, or provide any financial product. Rates, limits, fees, and features shown are illustrative, describe a product in development, and may change. Any future product will be subject to its own agreements, eligibility requirements, verification, and approval, and may be provided through banking and card-issuing partners.
Acceptable use
- Provide accurate information and keep it current
- Do not misuse, disrupt, or attempt to gain unauthorized access to the site
- Do not submit unlawful, infringing, or misleading content
Intellectual property
The Status name, logo, site, and content are owned by Status Financial, Inc. and may not be copied or used without permission. You keep ownership of information you submit and grant us permission to use it to operate the waitlist and improve the product.
Product disclosures
The figures, rates, fees, rewards, and features shown on this site illustrate a product in development and are not an offer of credit or any financial product. Any product, if and when offered, will be subject to separate account agreements and to eligibility, verification, and approval.
1. Everyday card and revolving credit. The Everyday card is intended to be a revolving consumer or commercial credit line. Credit limits, annual percentage rates (APR), and fees would be determined at application based on creditworthiness, income, and other eligibility factors, and would be disclosed in the applicable cardholder agreement before account opening. A standard variable APR is expected to apply to balances carried on the revolving line; the APR may vary with the market based on the Prime Rate or another index. Paying only the minimum due increases the interest paid and the time to repay. Invoice-backed Reserve credit does not accrue interest.
2. Invoice-backed Reserve credit. A Reserve, where available, advances up to 100% of the value of a verified, overdue brand-deal invoice. Availability depends on successful verification of the contract, the live deliverable, and a clear dispute window, and remains subject to approval. A single flat activation fee, set by the invoice payment terms and disclosed before you unlock, is added to your statement separately from the advanced amount. No interest is charged on invoice-backed Reserve credit. Advanced amounts are repaid from the brand or agency payment when it is received; you remain responsible for amounts owed if a brand fails to pay.
Rewards. Points earning categories and rates are illustrative and may change. Category eligibility is determined by the merchant classification assigned by the payment networks, and not all purchases in a general category will qualify. Points have no cash value, cannot be redeemed for cash, and redemption and transfer values vary by program and partner availability. Full rewards terms will govern earning, redemption, expiration, and forfeiture.
Banking. Deposit accounts and related banking services, if and when offered, would be provided by one or more partner financial institutions, subject to their terms; eligibility requirements apply. Where deposit insurance is available, it would be provided through the partner institution subject to applicable limits and conditions.
Status Financial, Inc. is not a bank. Visa, Mastercard, and other marks are the property of their respective owners and their use does not imply endorsement. This information is provided for general informational purposes only and is not financial, legal, or tax advice.
Disclaimers
The site is provided "as is" without warranties of any kind. Nothing here is financial, legal, or tax advice. To the fullest extent permitted by law, Status is not liable for indirect, incidental, or consequential damages arising from your use of the site.
Changes and governing law
We may update these terms by posting a revised version here. These terms are governed by the laws of the State of Delaware, without regard to conflict-of-laws rules.
Contact
Questions about these terms: legal@statuscard.co.
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